Lately I’ve been hearing from a lot of people here in Richmond who’ve decided to keep renting because they believe buying a home simply isn’t attainable right now. Many prospective buyers are understandably nervous after seeing headlines about interest rates, and some are waiting for dramatically lo

For many homeowners, their house represents their largest financial asset — years of equity, memories, and long-term security. But recent reports show that older homeowners often walk away with less money than they should when they sell. The good news? With the right preparation and guidance, that o

A reverse mortgage is a type of home loan designed for older homeowners (typically age 62 and up) that lets you convert part of your home’s equity into cash, without having to sell your house or make monthly mortgage payments. Key Features You receive payments instead of making them.With a reverse m