If you've lived in one of Richmond's larger suburban subdivisions, there's a good chance you've seen it. You walk up the stairs to the third floor and find several hundred square feet of unfinished space. Maybe there's already a window, electrical wiring, and HVAC nearby. Maybe the builder even desi

For years, the traditional retirement housing plan was pretty simple: Sell the big house, move into something smaller, and use the leftover equity to reduce expenses or boost retirement savings. But that script is starting to change. A recent Realtor.com article highlights an interesting shift among

If you own a home (or are thinking about buying one), you’ve probably heard the term home equity. But what does it actually mean — and why does it matter? At its simplest, home equity is the portion of your home that you truly own. It’s calculated as the difference between: What your home is worth t