One of the most common questions I get from buyers—especially first-timers—is, “Is it rude to offer less than asking price on a house?” It’s a fair question! Buying a home can feel both emotional and high-stakes, and no one wants to risk offending a seller—or worse—losing out on the sale. But here’s

Buying or refinancing a home is one of the biggest financial steps most of us ever take. But in the excitement of securing a mortgage, it’s important to know the fine line between honest mistakes and what could be considered mortgage fraud. A recent MSN article breaks down what mortgage fraud is, ho